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So what is Facto? Facto is building the infrastructure that makes stablecoins easier to spend. Instead of moving funds out of your onchain balance before you can pay, Facto lets payment providers check your available purchasing power in real time and approve the payment. Your money can stay where it is. Earning until the moment you spend. One authorization layer. Across onchain, savings, and spending balances. The goal is simple: Make stablecoins work like everyday money — without making u
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